Commercial Loan Program

Alliance Partners originates, underwrites, and manages C&I loans. They have originated over 450 loans, representing $7.25 billion in volume. Members have the right but not the obligation to participate in every loan, with a minimum per-loan commitment of $500,000.

Program Benefits

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All members have equal access to loans, regardless of bank size

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Access to a secure online portal to purchase and manage loans

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Discounted fee structure for members building a diversified portfolio

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Underwriting files with credit analysis, source documents, and direct access to portfolio managers

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Loan servicing support from funding through payoff documented on the BancAlliance Portal

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Quarterly and customized portfolio reporting

Typical Loan Features

First lien senior loans primarily secured by all the assets of the business

Borrowers are mid-sized companies, typically having $10-50 million in EBITDA (though lower middle-market loans and broadly syndicated loans offered as well)

Senior secured credit facilities range in size from $25-250 million

Companies headquartered in the United States

5–7 year maturity terms

Variable interest rate